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Let's Get Funded

There are many funding options, here are just a few from Ryan at ADU Hub

Let's Get Funded

We have a few options when it comes to lending. Answer a few questions so we can connect with the lender who has EXACTLY what you need...

Types of Funding

For Purchases

Homebuyers utilize a range of loans, including conventional, FHA, VA, USDA, and jumbo loans. These options cater to different requirements, spanning down payments, eligibility criteria, and property types.

For  Additions

Several loans facilitate home renovations, such as Home Equity Loans and Home Equity Lines of Credit (HELOCs), enabling homeowners to tap into their home's equity. Additionally, personal loans and FHA 203(k) loans offer funding for renovation projects, each with distinct terms, eligibility criteria, and advantages.

For Investments

Real estate investors commonly rely on loans like Hard Money Loans for quick financing with higher interest rates, and Fix-and-Flip Loans for short-term property investment. Rental Property Loans are ideal for long-term income properties, while Portfolio Loans cater to investors with multiple properties, offering flexibility and customized terms.



RenoFi's user-friendly interface connects homeowners with lenders who understand the intricacies of renovation financing, ensuring a seamless borrowing experience tailored to the specific needs of each project. Whether it's a kitchen remodel or a full-scale renovation, RenoFi empowers homeowners to turn their renovation dreams into reality while maximizing their property's potential value.

RenoFi is a financial technology company specializing in home renovation financing. They offer a unique platform that helps homeowners fund their renovation projects efficiently. RenoFi's innovative approach allows homeowners to unlock their home's future value by considering the post-renovation appraised value when assessing loan eligibility. This enables borrowers to access larger loan amounts at competitive rates, making it easier to invest in home improvements that enhance their property's worth.


Acorn Lending

Their innovative approach prioritizes transparency and competitive rates, ensuring borrowers have access to a range of lending options tailored to their credit profiles. Acorn Finance empowers individuals to make informed financial decisions by delivering a convenient and efficient borrowing experience.

Acorn Finance is a financial technology company that specializes in providing personalized lending solutions to consumers. They offer a streamlined platform that connects borrowers with a vast network of reputable lenders, simplifying the process of obtaining loans for various purposes. Whether it's for home improvement projects, debt consolidation, or personal expenses, Acorn Finance offers a user-friendly interface that allows borrowers to compare loan offers and choose the one that best fits their needs.



By concentrating on pre-sale renovations, Curbio allows homeowners to enhance their home's resale potential without incurring upfront costs, making it an attractive option for those seeking quick and profitable sales. Whether it's enhancing curb appeal, updating interior spaces, or addressing necessary repairs, Curbio provides a comprehensive solution for homeowners looking to maximize returns on their property investments.

Curbio is a specialized home renovation company that focuses on preparing homes for sale. Their primary emphasis is on pre-listing renovations, aimed at helping homeowners increase their property's market value and expedite the selling process. Curbio streamlines the renovation journey by offering transparent pricing, efficient project management, and skilled contractors. This unique approach minimizes the typical stress associated with home improvements.

Home Buying 

Conventional Loans

A common home loan where you borrow money to purchase a house, usually needing a 20% down payment. You repay the loan with interest over 15 or 30 years.


  • Larger down payment

  • Stricter credit criteria

  • No government backing

  • Fluctuating Interest rates


  • Larger down payment

  • Stricter credit criteria

  • No government backing

  • Fluctuating Interest rates

Types of Funding

Home Purchase Loans

Some loans include purchasing the property as well as additional funding to build an addition. 

FHA (First Time Home Buyer)

Construction Loan


Addition Loans

Certain loans will cover renovation costs of your current home as well as any additions. 

FHA 203k

Renovation Loan

HELOC (Home Equity Line of Credit)

Investor Loans

There are many loans designed specifically for investors who intended to monetize their builds.

DSCR (Debt Service Coverage Ratio) Loan

HEA (Home Equity Agreement)

Cash Out Re-Finance

More Options

Some loans don't fall into a specific category and can be a unique solution for certain borrowers. 

Bridge Loan

VA Loan

All-In Loan

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